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Medicare · Redlands, California

Medicare Help in Redlands, California

No Fee to You

Whether it is Medicare or group health insurance, there is no fee to you. We get paid through the carriers.

Barich & Associates is an independent, multi-carrier insurance agency based in Redlands, California, serving Medicare beneficiaries across California, including Riverside, San Bernardino, Los Angeles, Orange, San Diego, Ventura, Imperial and Santa Clara counties.

Choosing Medicare coverage can feel overwhelming. We're here to make the process easier. Our goal is to help you understand your available options, compare coverage and costs, and make a decision based on what matters most to you.

As an independent agency, we work with multiple insurance carriers, giving you the freedom to compare plans rather than being limited to a single company. We're here to listen, answer your questions, and provide straightforward guidance — so you don't have to navigate Medicare alone.

A helpful agent answers the phone during posted business hours.

Call (909) 793-0385Request a Call

Barich & Associates is an insurance agency not affiliated with the government.

Why people in Redlands call Barich & Associates

Barich & Associates is a local place to get practical Medicare guidance, plan comparisons, and help with enrollment.

An older couple sitting together on a sofa at home, smiling.

  • Local help

    Speak with a licensed sales agent in our Redlands office who understands the local healthcare landscape, health systems, and provider networks throughout this area.

  • Clear comparisons

    Review premiums, deductibles, copays, drug coverage, and provider networks side by side.

  • Options that may fit your situation

    Weigh choices against your own doctors, prescriptions, budget, and travel.

  • Help with enrollment

    Get help completing an application accurately and on time.

  • Ongoing guidance

    Medicare needs can change over time. If you have questions later, your primary care provider changes, or your coverage, prescriptions, or healthcare needs change, we're here to help you understand your options and what steps to take next.

What we help you compare

Four kinds of Medicare coverage, explained plainly. What each one costs and covers can differ by plan and by where you live.

Medicare Advantage

Barich & Associates helps Redlands residents who are considering a Medicare Advantage plan.

Medicare Advantage plans, also called Medicare Part C, are offered by private insurance companies approved by Medicare. What a plan covers, what it costs, and which providers are in network can differ by plan and by service area. We compare the plans available where you live — costs, provider networks, drug formularies, and coverage rules — and explain what the differences may mean for you.

We help with:

  • Checking which Medicare Advantage plans your doctors may accept
  • Comparing HMO and PPO network requirements
  • Checking whether your prescriptions appear on a plan's formulary
  • Understanding premiums, copays, deductibles, and annual out-of-pocket costs, so you can make informed decisions about your coverage
  • We assist Medicare beneficiaries who may be eligible to change plans during an applicable enrollment period, helping you understand your options and the steps involved.

Medicare Supplement Insurance

Barich & Associates helps people who want help with costs that Original Medicare does not fully cover.

Medicare Supplement Insurance, commonly called Medigap, may help pay eligible deductibles, coinsurance, and copayments left by Medicare Part A and Part B. Benefits are standardized by plan letter, but premiums and medical underwriting requirements can differ by insurance company. We help compare the Medigap plans available to you and explain when medical underwriting may apply.

We help with:

  • Comparing Medicare Supplement Insurance plan letters
  • Estimating monthly premiums and out-of-pocket costs
  • Understanding your Medigap enrollment rights
  • Reviewing your options before leaving a Medicare Advantage plan
  • Comparing rates across the insurance companies available to you
  • Coordinating Medigap coverage with a Prescription Drug Plan
Five older friends smiling together outdoors near the coast.

Prescription Drug Plans (Medicare Part D)

Barich & Associates helps Redlands residents who need prescription drug coverage that matches their medications and their pharmacy.

Prescription Drug Plans, also called Medicare Part D, can differ in premiums, deductibles, formularies, pharmacy networks, copays, and coinsurance. We review those details against your actual medication list to identify available plans that may cover your prescriptions while helping keep annual drug costs down. We help Medicare beneficiaries compare standalone Prescription Drug Plans with the prescription drug coverage included in Medicare Advantage plans, so you can better understand your options, costs, and coverage.

Call (909) 793-0385

We help with:

  • Checking whether your medications appear on a plan's formulary
  • Comparing preferred and standard pharmacy costs
  • Reviewing mail-order options
  • Identifying drug restrictions or prior authorization rules
  • Understanding the Part D late-enrollment penalty

Medicare Enrollment

Barich & Associates helps people approaching age 65, retiring, leaving employer coverage, considering retirement timing, or reviewing a Medicare plan they already have.

When you enroll affects when coverage begins, and in some cases whether a penalty applies. We explain the Initial Enrollment Period, the Medicare Annual Enrollment Period, the Medicare Advantage Open Enrollment Period, and the Special Enrollment Periods you may qualify for — then help you review eligibility, compare available options, and complete the steps.

We help with:

  • Enrolling in Medicare around age 65
  • Moving from an Employer Group Health Plan to Medicare
  • Reviewing how COBRA and Medicare timing work together
  • Understanding the late-enrollment penalty and how it may be avoided
  • Changing coverage after a qualifying event (for example, a move, a change in Medi-Cal status, or loss of employer coverage)
  • Reviewing how Medi-Cal, the Low Income Subsidy (LIS), and dual eligibility may affect your Medicare options
  • Reviewing a plan after your doctors, prescriptions, or health needs change

Plans are insured or covered by a Medicare Advantage organization with a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan's contract renewal with Medicare.

Our credentials

Barich & Associates has been an independent insurance agency in Redlands since 1979.

  • California licensed

    California insurance license #0563829. Recommendations and enrollments are handled by licensed sales agents.

  • Carrier certified

    Our licensed sales agents complete the Medicare and carrier certifications required for the plans they represent each year.

  • Independent and multi-carrier

    We are not owned by an insurance company, so we are not limited to one company's plans.

  • Your information stays private

    Personal, medical, and prescription information is used only to compare coverage and complete enrollment steps you ask for.

  • No commitment

    We are not here to sell to you. We are here to educate you.

  • No cost to you

    Whether it is Medicare or group health insurance, there is no fee to you. We get paid through the carriers.

Barich & Associates serves Medicare beneficiaries throughout California.

Paul Barich also holds non-resident licenses in Arizona, Nevada and Texas.

Plan availability is set by county and ZIP code. Call to check what may be available where you live.

1819 W. Redlands Blvd., Suite 104-D
Redlands, CA 92373

(909) 793-0385

Office hours: Mon–Thu 9:00 a.m. – 5:00 p.m. · Fri 9:00 a.m. – 1:00 p.m.

Exterior of the Barich & Associates office, with the agency name above the entrance.

Talk to someone about Medicare

Barich & Associates can help you compare Medicare options and take the next step at your own pace.

Get in touch to:

  • Compare Medicare Advantage plans available where you live
  • Review Medicare Supplement Insurance options
  • Check Prescription Drug Plan coverage for your medications
  • Check whether your doctors and pharmacy participate
  • Prepare for Medicare enrollment
  • Review coverage you already have before making a change
Call (909) 793-0385

Bring your Medicare card, your prescription list, your pharmacy, your doctors' names, and your current insurance information — the comparison gets more accurate with them.

Bring your letter in.

If you've received a notice you don't understand, bring it. We'll read it with you.

Request a call

Tell us how to reach you. Nothing here is required.

A sentence is plenty. Please don't send medical or prescription details here — we'll go through those with you on the phone.

We return calls the same business day where we can. Requests sent after Friday lunchtime are returned on Monday.

By providing the information above, I grant permission for a licensed insurance agent with Barich & Associates, to call me regarding my Medicare options, including Medicare Supplement, Medicare Advantage, and Prescription Drug Plans.

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Not affiliated with or endorsed by the government or Federal Medicare Program.

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Ready to sort out your coverage?

Talk to one of our advisors today. Medicare help costs you nothing, and during posted business hours someone in the Redlands office picks up.

Call (909) 793-0385Contact us

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